The Right Loan Procedure

The loan process often seems to be confusing and frustrating to those who don't work within the financial industry. We at Foundations Loans™ believe that the more you know about this simple process, the more in control you will feel.

Just take a look at our 10 step summary to ensure you know what it is we do exactly to make sure that we get your loan funds to you quickly.

  • Step 1 - Instant application form is filled out online and submitted, or you call us directly on 0800 169 6579 and speak to an experienced advisor instantly
  • Step 2 - If you have filled in our instant application form online, one of our Underwriters will call you to clarify the details on the application form
  • Step 3 - We will then credit score your details and do any other searches which may be necessary with your authority
  • Step 4 - The underwriter will then place it with the best lender available to get the best deal for you and contact you to go through the loan details
  • Step 5 - If you are happy with the loan details, we aim to issue the documents out to you the same day
  • Step 6 - Once we receive all your documents, we will order any 3rd party requests, such as valuations or references from your mortgage company
  • Step 7 - Finally, when we have received all the information that we require from yourself or any 3rd parties, we will double check all the information we have to ensure we are sending up a perfect application to the lender
  • Step 8 - We will then send your loan application straight up to the lender
  • Step 9 - The lender will double check all the documents and a security phone call will follow in order to complete the application
  • Step 10 - Lastly the cheque/telegraphic transfer will be issued within 3-4 working days and you are able to spend the money on whatever you wish!

Finding the best loan for you doesn't have to be a difficult procedure - let us at Foundations Loans™ do all the hard work for you.

For a quick and easy loan quote, fill in our short online form today or contact us on 08001696570 and one of our advisors will be able to help you. Our qualified and specialist advisors always endeavour to deliver word class service and provide TCF from the minute you contact us to the minute you receive your loan. Why not let us help you?

Think carefully before securing OTHER debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.


Our typical, variable rate is 14.9% APR

Our typical, variable rate is 14.9% APR. Rates range from 7.3% to 30.0% APR.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.