Useful links
We thought you might want to find out a bit more. If you need any further information, we thought the following links and phone numbers might come in handy.
Please be aware that Foundations Loans™ is not responsible for the content of external websites
Money Made Clear
Impartial information from the Financial Services Authority (FSA), the UK's financial watchdog. http://www.moneymadeclear.fsa.gov.uk.
Financial Services Authority
An independent body that regulates the financial services industry in the UK. http://www.fsa.gov.uk.
Finance & Leasing Association
The FLA launched a Lending Code in 2006 which provides independent information about the standards we apply to our lending criteria. FIRSTPLUS supports the FLA Lending Code. Call 0207 836 6511 or visit http://www.fla.org.uk.
The Finance Industry Standards Association
FISA offers general advice and can explain the terms and conditions of any contract. http://www.fisa.co.uk.
Financial Times
Contains useful information on various aspects of personal finance including loans, insurance, credit cards, mortgages and savings. http://www.ft.com/yourmoney.
Economist
International economic and business news. Some articles may require a subscription. http://www.economist.com.
Financial Ombudsman Service
An independent service for resolving disputes between consumers and financial firms. Call 0845 080 1800 or visit http://www.financial-ombudsman.org.uk.
The National Debt line
They provide free, confidential and independent advice about debt problems. Call 0808 808 4000 or visit http://www.nationaldebtline.co.uk.
Consumer Credit Counselling Service
The Consumer Credit Counselling Service provides free, independent and impartial advice. Call 0800 138 1111 or visit http://www.cccs.co.uk.
Citizens Advice Bureau
They provide independent advice about your rights and the website has details of your nearest CAB office. http://www.adviceguide.org.uk.
Council of Mortgage Lenders (CML)
The Council of Mortgage Lenders is an industry body representing mortgage lenders in the United Kingdom. http://www.cml.org.uk/cml/policy/issues/47.
Office of Fair Trading
Enforces consumer protection law and competition law, reviews proposed mergers and conducts market studies. http://www.oft.gov.uk/.
Information Commissioner's Office
The Information Commissioner's Office (ICO) is responsible for regulating and enforcing the access to and use of personal information. http://.ico.gov.uk/.
UK's Fraud Prevention Service (CIFAS)
CIFAS is a system for preventing fraud. http://www.cifas.org.uk/.
Equifax
Equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history. http://www.equifax.co.uk/.
Experian
Experian offers a free credit report and free credit score. Check your credit history online today and find out your credit score. http://www.experian.co.uk/.
Our typical, variable rate is 14.9% APR. Rates range from 7.3% to 30.0% APR.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.