IVA / Debt Management
IVA
If you have personal debt that has got out of hand and you owe more than £15,000 in total to 3 or more creditors (i.e: credit cards, personal loans, store cards), an IVA may be the best solution for you.
An IVA will allow you to comfortably repay back what you can afford, with the agreement of your creditors. This will enable you to have a little more money in your pocket so you can enjoy the life style you deserve.
For more information on IVA's click here. To speak to one of our qualified advisors ring us on 0800 169 6570 or apply online and someone will be in contact with you shortly.
Debt Management
If you owe out under £15,000 to various unsecured creditors (i.e: credit cards, personal loans, hire purchase, store cards) and your debt isn't significant enough to warrant bankruptcy or an IVA, debt management may be the solution for you.
Debt Management is an informal agreement between you and your creditors to help you reduce your monthly outgoings, as well as keeping your creditors happy.
For more information on debt management click here. To speak to one of our qualified advisors ring us on 0800 169 6570 or apply online and someone will be in contact with you shortly.
Our typical, variable rate is 14.9% APR. Rates range from 7.3% to 30.0% APR.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.